| Sr. No. | Loan Type | Interest Rate for Member Institutions (%) | Interest Rate for General (%) |
| 1 | Crop loan disbursed from 1st April | 4% | 6% |
| Running crop loan from ₹3.00 lakh to ₹5.00 lakh | 7% | 9% | |
| Short-term agricultural loan – recovery after due date | 8% | 11% | |
| ₹3.00 lakh to ₹5.00 lakh – recovery after due date | 9% | 12% | |
| 2 | Medium-term loans (conversion/rephasing/restructuring) | 10% | 12% |
| 3 | Medium-term loans (all types: dairy, goat farming, bullock cart, livestock, poultry, etc.) | 9% | 11% |
| 4 | Purchase of agricultural land (minor farmers) | 9% | 11% |
| 5 | Medium/Long-term loans (tractor, trailer, JCB, threshing machine, power tiller) | 9% | 11% |
| Other loans (Direct) | — | 11% | |
| 6 | Medium/Long-term agricultural loans (new well, pump set, irrigation equipment, drip/sprinkler irrigation, greenhouse, etc.) | 9% | 11% |
| 7 | Long-term loans (for cooperative institutions) (BLVA) | 10% | 12% |
| 8 | Share purchase loans (processing & industrial institutions) | 10.75% | 12.75% |
| Share purchase (sugar factories & spinning mills) | 10.75% | 12.75% | |
| 9 | Gold loan – For Agricultural 6/12 months | — | 8.75% |
| For non-agricultural purposes (gold loan) | — | 9.75% | |
| 10 | Cash Credit – Bill Cash Credit / Hypothecation / Pledge | 11.75% | — |
| Against agricultural produce (through market committees) | 10.75% | — | |
| 11 | Salary earners’ Society / Urban cooperative banks / Cash credit | 10% | — |
| 12 | Bank employee Society | 9.75% | — |
| 13 | Housing loan – up to ₹10.00 lakh | — | 9.50% |
| Housing loan – above ₹10.00 lakh | — | 9.75% | |
| House repair loans | — | 10% | |
| Shop purchase & commercial construction | — | 10.50% | |
| Plot purchase | — | 10.25% | |
| 14 | Swachh Toilet Scheme (individual loan) | 10.75% | 12.75% |
| 15 | Purchase of Jeep/Car/Bus/Truck/Other vehicles (farmers/others) | 9.75% | 10.75% |
| 16 | Two-wheeler loan (through farmer Society) | 9.75% | 10.75% |
| 17 | Personal loans (salary earners, pensioners, Anganwadi workers) | — | 12.25% |
| 18 | Personal loans for salaried employees in private institutions/companies | — | 13.75% |
| 19 | Personal Loan (Farmer) | — | 11.75% |
| 20 | Saving Certificate (Against Security) | — | 12.75% |
| 21 | Rural Warehouse Scheme | — | 12.75% |
| 22 | Higher Education | — | 10.75% |
| 23 | Personal Cash Credit / Medium Term Loan | — | 11.75% |
| 24 | Salary Earners Overdraft Limit | — | 12.75% |
| 25 | Late M.T. Pawar Cooperative Friend Scheme | — | 10.05% |
| 26 | Vehicle Loan Scheme (Salaried, Business, Farmer) | — | 8.50% |
| 27 | Women Special Loan Scheme / Late Rajiv Gandhi Self-Employment Scheme | — | 10% |
| 28 | Property Mortgage Loan | — | 12.75% |
| 29 | Self Help Group | — | 10% |
| 30 | PACS to MSC (AIF) for Farmer Society | 4% | — |
| 31 | Farmer Producer Company | — | 12% |
| 32 | प्रधानमंत्री अन्न प्रक्रिया उद्योग योजना (PM Food Processing Industry Scheme) | 10.25% | 12.25% |
| 33 | Agricultural Drone Loan Scheme | 10% | 10% |
| 34 | Agricultural Produce pledge loan Scheme | — | 10% |
